Smarter money decisions
Make better financial decisions.
Calculate your investments, loans, taxes and financial goals with simple, transparent tools designed for India.
Tools
Financial calculators
SIP Calculator
Estimate maturity from monthly investing assumptions.
Open calculatorEMI Calculator
Monthly EMI, interest and principal breakup.
Open calculatorIncome Tax Calculator
Compare old vs new regime side by side.
Open calculatorFD Calculator
Fixed and recurring deposit maturity estimates.
Open calculatorPPF Calculator
Project PPF corpus with transparent rate assumptions.
Open calculatorRetirement Calculator
Plan corpus needs with FIRE-style assumptions.
Open calculatorGoals
What are you planning for?
Start from the decision — not only the formula.
Buying a home
Estimate affordability, then refine EMI and total interest.
Building wealth
Plan SIPs, lump sums and long-term goals.
Retirement
Estimate the corpus you may need to retire.
Child's education
Estimate future education costs with inflation.
Buying a car
Calculate EMI and tenure for an auto loan.
Becoming debt-free
Plan prepayment and compare tenure vs EMI cuts.
Explore
Explore Aaru Wealth
Learn
Your money, explained simply.
Investing
SIP vs lump sum
When staggered investing and one-time investing differ—and how to compare them without false precision.
5 min read
Retirement
How to plan retirement in India
A simple framework: expenses, corpus, contributions, and stress tests—not product pitches.
8 min read
Loans
Loan prepayment strategies
Tenure cut vs EMI cut, lump-sum timing, and questions to ask before prepaying.
6 min read
Fixed income
FD vs RD
Fixed deposit vs recurring deposit—cash-flow fit, compounding, and how to compare quotes.
4 min read
Investing
SIP for beginners
A starter checklist for first-time SIP investors in India—goals, amount, risk and common mistakes.
7 min read
Tax
Old vs new tax regime — how to compare
A practical way to compare regimes using your deductions—without treating a blog as tax law.
6 min read
Looking for a specific decision? Try SIP needed for ₹1 crore, can I afford a ₹75 lakh home loan, or ₹75 lakh EMI totals.
Trust
Why trust Aaru Wealth?
Transparent calculations
Assumptions are stated clearly so you can stress-test scenarios.
India-focused tools
Tax regimes, PPF, NPS, EPF and loan tools built for local context.
Educational, not promotional
Practical explainers that link to calculators — not product pitches.
We do not invent reviewers or credentials. Where content is time-sensitive, we note the relevant period and sources on the page.