Mutual fund calculators — SIP, SWP, XIRR

Mutual fund outcomes depend on NAV path, costs and taxes. These calculators help you model assumptions and measure historical cash-flow returns—not pick schemes.

Calculators

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Guides

  • How SIP works — A plain-language explanation of Systematic Investment Plans, compounding, and what SIP calculators actually estimate.
  • XIRR explained — Why XIRR is useful for irregular investments and how it differs from a simple annualised return.
  • How SWP works — Systematic Withdrawal Plans for income from a corpus—what to model and what can go wrong.

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Key terms

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FAQs

Why is XIRR different from CAGR?

CAGR fits a single start and end value. XIRR accounts for multiple contributions and withdrawals on different dates—usually closer to lived portfolio experience.

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Sources & methodology

Always verify current rates, slabs and scheme rules on official portals. Calculator outputs are illustrative estimates.

Illustrative content from Aaru Wealth. Not personalised financial advice.