Retirement & FIRE planning tools
Retirement planning is about a target corpus, savings rate and withdrawal assumptions. Stress-test inflation and longevity—do not treat a single calculator output as advice.
Calculators
Guides
- How to plan retirement in India — A simple framework: expenses, corpus, contributions, and stress tests—not product pitches.
- What is FIRE? — Financial Independence, Retire Early—definitions, math, and why assumptions dominate outcomes.
- How much retirement corpus might you need? — Translate monthly retirement expenses into a planning corpus using withdrawal-rate style assumptions—then reverse-solve the SIP.
- Goal-based investing basics — Attach dates and amounts to money goals, then use reverse-SIP style tools—without treating any single projection as a promise.
Example scenarios & decision tools
Decision tool
₹1 crore in 15 years
Reverse-solve the monthly SIP required to reach ₹1 crore in 15 years at an assumed return—then stress-test lower returns in the live Goal Planner.
Decision tool
₹1 crore in 20 years
Longer-horizon reverse SIP for a ₹1 crore target—shows how extra years reduce the required monthly contribution under the same return assumption.
Decision tool
₹1 crore with ₹10 lakh already saved
Goal scenario that subtracts ₹10 lakh already invested, then reverse-solves the SIP for the remaining gap.
₹50 lakh in 10 years
Shorter-horizon corpus goal—useful for house down-payment style targets.
Key terms
FAQs
What is a safe withdrawal rate?
Common illustrations use ~3–4% of corpus per year, but suitability varies with markets, expenses and longevity. Treat it as a planning assumption, not a promise.
Explore related topics
Sources & methodology
- Calculator Methodology
- Editorial Policy
- Official scheme / tax portals — verify current rates and rules before acting
Always verify current rates, slabs and scheme rules on official portals. Calculator outputs are illustrative estimates.
Illustrative content from Aaru Wealth. Not personalised financial advice.