Financial Calculators
Free tools for investing, loans, tax, retirement and savings — built for Indian money decisions.
Investment & Wealth
Build Wealth with Systematic Investing
Project SIP maturity with inflation and post-tax toggles.
Accelerate Wealth with Annual SIP Step-Ups
Model SIPs that grow by a fixed % every year.
Grow a One-Time Investment
Estimate corpus from a single lump-sum investment.
Plan Systematic Withdrawals
See how long your corpus lasts with monthly withdrawals.
Measure True Portfolio Returns
Compute XIRR for irregular cash flows (Newton-Raphson).
Debt Management
Know Your Exact Monthly EMI
Calculate EMI, total interest, and payment breakup.
Home Loan EMI Calculator
Housing loan EMI with longer-tenure defaults.
Personal Loan EMI Calculator
Personal loan EMI with shorter-tenure defaults.
Car Loan EMI Calculator
Auto loan EMI estimate with typical tenure defaults.
Crush Debt Faster with Smart Prepayments
Lump-sum prepayments and annual EMI step-ups.
Choose Tenure Cut or EMI Cut
Side-by-side impact of prepayment strategies.
Should You Refinance Your Loan?
Compare switching costs vs interest savings.
Unmask Flat Rate Loans
Compare flat rate quotes with reducing balance reality.
Decide: Rent or Buy Your Home?
Opportunity-cost aware rent vs buy analysis.
Retirement & Goals
Retire Early (FIRE) Planner
Target corpus from expenses, SWR, and retirement age 42.
Plan the SIP Behind Your Money Goal
Required SIP for a target corpus plus what-if projection.
Find the SIP That Hits Your Goal
Back-solve monthly SIP for a target corpus.
Fund Your Child's Education
Plan for 10–12% education inflation.
Taxation & Salary
Govt & Fixed Income
Grow Tax-Free with PPF
Public Provident Fund maturity and interest schedule.
Plan Your NPS Retirement Corpus
Estimate NPS corpus and annuity split.
Project Your EPF Balance
Employee Provident Fund growth with contributions.
Save for Your Girl Child (SSY)
Sukanya Samriddhi Yojana maturity calculator.
Compare NSC, SCSS & KVP
India Post fixed-income scheme returns.
Bank FD & RD Returns
Fixed and recurring deposit maturity values.