Retirement
What is FIRE?
Financial Independence, Retire Early—definitions, math, and why assumptions dominate outcomes.
5 min read · Updated August 2026
The core idea
FIRE aims for a portfolio that can fund living expenses without traditional employment income. The popular shorthand links annual spend to a withdrawal-rate multiple.
India-specific caution
Healthcare costs, family responsibilities, and inflation can differ from Western FIRE blogs. Run conservative expense and longevity assumptions.
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Educational content from Aaru Wealth. Not investment, tax or legal advice.