Safe Withdrawal Rate

SWR

An assumed percentage of corpus withdrawn annually in retirement planning. Common illustrations use ~3–4%; not a guarantee.

In simple terms

An assumed percentage of corpus withdrawn annually in retirement planning. Common illustrations use ~3–4%; not a guarantee. Use the related calculators below to see the idea in numbers — results are illustrative, not advice.

Related terms

Sources & methodology

  • Verify definitions against official scheme / tax documents — terms and rates can change by notification
  • Aaru Wealth Methodology

Always verify current rates, slabs and scheme rules on official portals. Calculator outputs are illustrative estimates.