Wealth planning
Net worth and goal-based investing
Use a simple net-worth snapshot to prioritise goals, debt and investing surplus.
6 min read · Updated August 2026
Net worth = assets − liabilities
List financial assets, important physical assets you would count, and all debts. The point is clarity—not a social score.
Goals turn the snapshot into a plan
Attach dates and amounts to goals, then use reverse-SIP / goal planners to estimate contributions. Update yearly when income or goals change.
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Educational content from Aaru Wealth. Not investment, tax or legal advice.