Tax

Old vs new tax regime — how to compare

A practical way to compare regimes using your deductions—without treating a blog as tax law.

6 min read · Updated August 2026

Compare with your numbers

Regime choice depends on income level and the deductions/exemptions you actually claim. A neighbour’s answer is not yours. Use a side-by-side calculator with current-year assumptions baked into the tool, and verify against official slabs.

Watch the moving parts

Standard deduction, surcharge, cess and eligible deductions can change by Finance Act. Re-run the comparison when rules or your salary structure change.

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Educational content from Aaru Wealth. Not investment, tax or legal advice.