₹5,000 monthly SIP for 20 years — illustrative maturity

Small SIP, long tenure—shows how time can matter more than starting large.

Illustrative result

Assumptions: ₹5,000/month · 12.00% p.a. · 20 years. Not a guarantee.

Total invested (flat)

₹12,00,000

Est. maturity (flat)

₹49,46,277

Wealth gained (flat)

₹37,46,277

How to read this

A smaller SIP sustained for two decades often beats an ambitious SIP that stops after a few years. Sustainability is a feature.

Contrast with ₹5,000 for 10 years on this site to see the tenure effect with the same monthly amount.

Related guides

Scenario path /sip/5000-sip-for-20-years · Aaru Wealth. Educational estimates only.