Scenario
₹5,000 monthly SIP for 10 years — illustrative maturity
See invested amount and estimated maturity for a ₹5,000 SIP over 10 years at an illustrative return, then open the live calculator to change assumptions.
Illustrative result
Assumptions: ₹5,000/month · 12.00% p.a. · 10 years. Not a guarantee.
Total invested (flat)
₹6,00,000
Est. maturity (flat)
₹11,50,193
Wealth gained (flat)
₹5,50,193
Sensitivity check
Same scenario with alternate assumptions—use this to avoid anchoring on a single optimistic number.
| Assumption | Result |
|---|---|
| 8.00% p.a. | ₹9,14,730 |
| 10.00% p.a. | ₹10,24,225 |
| 12.00% p.a. | ₹11,50,193 |
How to read this
A modest SIP builds habit first. At this size, consistency usually matters more than fine-tuning the return assumption within a realistic band.
Try the same tenure at 8% and 12% in the live calculator to see how sensitive the corpus is to return assumptions.
- Confirm the assumptions match your cash flow and time horizon.
- Stress-test a more conservative rate, tenure or FOIR in the table above.
- Open the live calculator and save or share your customised case.
FAQ
- Are these maturity numbers guaranteed?
- No. They assume a constant annual return you choose. Real market-linked returns vary year to year.
- What should I change first?
- Start with a SIP you can sustain, then stress-test return and tenure. Prefer consistency over optimistic rate assumptions.
Related guides
Related scenarios
Scenario path /sip/5000-sip-for-10-years · Aaru Wealth. Educational estimates only—not financial, tax or lending advice.