Scenario
₹20,000 monthly SIP for 15 years — illustrative maturity
Mid-horizon illustration for a ₹20,000 SIP over 15 years—useful for house-down-payment style goals.
Illustrative result
Assumptions: ₹20,000/month · 12.00% p.a. · 15 years. Not a guarantee.
Total invested (flat)
₹36,00,000
Est. maturity (flat)
₹99,91,604
Wealth gained (flat)
₹63,91,604
Sensitivity check
Same scenario with alternate assumptions—use this to avoid anchoring on a single optimistic number.
| Assumption | Result |
|---|---|
| 8.00% p.a. | ₹69,20,764 |
| 10.00% p.a. | ₹82,89,407 |
| 12.00% p.a. | ₹99,91,604 |
How to read this
For goals with a hard date (education, down payment), also run an inflation-adjusted view so the corpus is expressed in today’s purchasing power.
Use Advanced mode on the SIP calculator to toggle inflation and compare real vs nominal corpus.
- Confirm the assumptions match your cash flow and time horizon.
- Stress-test a more conservative rate, tenure or FOIR in the table above.
- Open the live calculator and save or share your customised case.
FAQ
- Are these maturity numbers guaranteed?
- No. They assume a constant annual return you choose. Real market-linked returns vary year to year.
- What should I change first?
- Start with a SIP you can sustain, then stress-test return and tenure. Prefer consistency over optimistic rate assumptions.
Related guides
Related scenarios
Scenario path /sip/20000-sip-for-15-years · Aaru Wealth. Educational estimates only—not financial, tax or lending advice.