₹10,000 monthly SIP for 20 years — illustrative maturity
Long-horizon illustration for a ₹10,000 SIP over 20 years with clear invested-vs-gains framing.
Illustrative result
Assumptions: ₹10,000/month · 12.00% p.a. · 20 years. Not a guarantee.
Total invested (flat)
₹24,00,000
Est. maturity (flat)
₹98,92,554
Wealth gained (flat)
₹74,92,554
How to read this
Over 20 years, compounding and contribution totals both dominate. Small annual step-ups can change the ending corpus more than obsessing over a 0.5% return tweak.
Open Step-Up SIP with a 10% annual increase to compare against a flat ₹10,000 plan.
Related guides
Scenario path /sip/10000-sip-for-20-years · Aaru Wealth. Educational estimates only.