Government schemes

PPF basics

What PPF is for, how maturity illustrations work, and what to verify officially.

5 min read · Updated August 2026

Role in a portfolio

PPF is often used for long-term debt allocation with government backing. It is not a substitute for equity growth needs over multi-decade goals.

Verify before you act

Contribution limits, tenure, extensions and interest rates are notified by the government. Always confirm current rules on official channels; calculators need the rate you supply.

Related calculators

Keep reading

Educational content from Aaru Wealth. Not investment, tax or legal advice.