Investing Guides

SIP, mutual funds, lump sum vs SIP, XIRR and withdrawal basics for Indian investors.

Guides in this cluster

How SIP works

A plain-language explanation of Systematic Investment Plans, compounding, and what SIP calculators actually estimate.

6 min read · Updated August 2026

SIP vs lump sum

When staggered investing and one-time investing differ—and how to compare them without false precision.

5 min read · Updated August 2026

SIP for beginners

A starter checklist for first-time SIP investors in India—goals, amount, risk and common mistakes.

7 min read · Updated August 2026

XIRR explained

Why XIRR is useful for irregular investments and how it differs from a simple annualised return.

6 min read · Updated August 2026

How SWP works

Systematic Withdrawal Plans for income from a corpus—what to model and what can go wrong.

5 min read · Updated August 2026

How to choose a SIP amount

Pick a sustainable monthly SIP from surplus cash flow—after emergency reserves and high-interest debt—then stress-test returns.

7 min read · Updated August 2026