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Investing Guides

SIP, mutual funds, lump sum vs SIP, XIRR and withdrawal basics for Indian investors.

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How SIP works

A plain-language explanation of Systematic Investment Plans, compounding, and what SIP calculators actually estimate.

6 min read · Updated August 2026

SIP vs lump sum

When staggered investing and one-time investing differ—and how to compare them without false precision.

5 min read · Updated August 2026

SIP for beginners

A starter checklist for first-time SIP investors in India—goals, amount, risk and common mistakes.

7 min read · Updated August 2026

XIRR explained

Why XIRR is useful for irregular investments and how it differs from a simple annualised return.

6 min read · Updated August 2026

How SWP works

Systematic Withdrawal Plans for income from a corpus—what to model and what can go wrong.

5 min read · Updated August 2026

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© 2026 Aaru Wealth. Calculators provide illustrative estimates based on stated assumptions. Not investment, tax, or legal advice.