Liquid cash buffer

Emergency fund

Money set aside for unexpected essential expenses or income shocks, kept accessible and relatively safe rather than maximising return.

In simple terms

Money set aside for unexpected essential expenses or income shocks, kept accessible and relatively safe rather than maximising return. Use the related calculators below to see the idea in numbers — results are illustrative, not advice.

Related guides

Related terms

Sources & methodology

  • Verify definitions against official scheme / tax documents — terms and rates can change by notification
  • Aaru Wealth Methodology

Always verify current rates, slabs and scheme rules on official portals. Calculator outputs are illustrative estimates.