Income stream purchase

Annuity

A product that converts a lump sum into periodic payments. NPS and retirement plans may require or offer annuity purchase for a portion of corpus—rules vary.

In simple terms

A product that converts a lump sum into periodic payments. NPS and retirement plans may require or offer annuity purchase for a portion of corpus—rules vary. Use the related calculators below to see the idea in numbers — results are illustrative, not advice.

Related terms

Sources & methodology

  • Verify definitions against official scheme / tax documents — terms and rates can change by notification
  • Aaru Wealth Methodology

Always verify current rates, slabs and scheme rules on official portals. Calculator outputs are illustrative estimates.