Aaru WealthSmart Financial Tools for India
InvestmentDebtRetirementTaxationGovtGuidesAbout
Calculators
Debt Management

Debt Management

Choose a calculator. Inputs sync to the URL for shareable scenarios.

Know Your Exact Monthly EMI

Calculate EMI, total interest, and payment breakup.

Home Loan EMI Calculator

Housing loan EMI with longer-tenure defaults.

Personal Loan EMI Calculator

Personal loan EMI with shorter-tenure defaults.

Car Loan EMI Calculator

Auto loan EMI estimate with typical tenure defaults.

Crush Debt Faster with Smart Prepayments

Lump-sum prepayments and annual EMI step-ups.

Choose Tenure Cut or EMI Cut

Side-by-side impact of prepayment strategies.

Should You Refinance Your Loan?

Compare switching costs vs interest savings.

Unmask Flat Rate Loans

Compare flat rate quotes with reducing balance reality.

Decide: Rent or Buy Your Home?

Opportunity-cost aware rent vs buy analysis.

Aaru Wealth

Smart Financial Tools for India

Free financial calculators and practical money guidance for Indian households — estimates only, not personalised advice.

Categories

  • Investment & Wealth
  • Debt Management
  • Retirement & Goals
  • Taxation & Salary
  • Govt & Fixed Income

Topic hubs

  • SIP
  • Loans & EMI
  • Income Tax
  • Retirement
  • PPF
  • NPS
  • Mutual Funds
  • FD & RD
  • Insurance
  • Stocks
  • Wealth planning

Popular tools

  • SIP Calculator
  • Home Loan EMI
  • Income Tax Calculator
  • Step-Up SIP
  • FD / RD Calculator
  • PPF Calculator
  • NPS Calculator
  • SWP Calculator

Learn

  • Money Guides
  • Glossary
  • About
  • Calculator Methodology
  • Editorial Policy
  • Disclaimer
  • Privacy Policy
  • Terms of Use
  • Contact
  • XML Sitemap

© 2026 Aaru Wealth. Calculators provide illustrative estimates based on stated assumptions. Not investment, tax, or legal advice.